Kris and Wildfire break the track record - in training. This looks promising, since should Wildfire win the next race, it would mean a place in the Breeders' Invitational. But Kris is approached by John Zack who says that unless Kris holds Wildfire back in the upcoming race, Pablo is going to be in trouble with the law because of the man he beat up. Danielle's horse Picardo isn't doing well, so Matt suggests she try to hire Kris to be her jockey after the upcoming race is over. Naturally, Kris refuses. Jean's birthday is coming up, but she doesn't feel like celebrating. Pete's going through the books of the club and Junior has no choice but to tell him that there was no insurance. Pete is furious and storms out. Junior is trying to make things right and has called an insurance man to come to check the club. He hasn't, however, foreseen what that will unearth.
—Toni Tapola, Finland